Tuesday, November 6, 2007

October Update

My net worth went up last month, but just by a smidge, no thanks to the dismal performance of my Rollover IRA. I'm really thinking about ending my stock picking experiment and just finding some nice index funds to park that money in. On the spending front, Mint (which I'm loving by the way), says I was in line in most categories, and actually did great on restaurants AND groceries.

That was offset by quite a few things:
  • my car insurance payment, which luckily fell to only $600 this year. A lot less than last year's $1000, but still a good chunk to come out all at once
  • shopping, both for myself and presents, this included a winter coat, a dress for my upcoming 25th birthday, and jeans (which I can wear to work), all probably too expensive, but I think I'll get lots of wear out of them
  • personal care, manicures, pedicures, hair, and waxing: it's kind of a known weakness of mine, I feel like I need to keep myself looking good as a young professional woman, but that tends to be both expensive and time consuming
I'm looking at three more months of pretty heavy spending, between my birthday, my mom's birthday, 2 grandfathers' birthdays, my boyfriend's birthday, the holidays, the ski season, braces and business school apps coming up, but I guess winter's just always worse for my personal finances.

On the bright side, I got the promotion and will be getting the raise that comes with it on January 1st, plus my company's stock has been going through the roof, and if it stays where it is until the end of the month, I'll have a very nice profit on my stock purchase plan on the 30th.

1 comment:

SFGal said...

Hey Addy. How'd you guess that I live in San Mateo? :) Sure - e-mail me the info. My e-mail address is hereverycentcounts@yahoo.com